KSM board felt that each child should have their own bank account for their future. In February when the UK Chairman, Simeon McCullough was in Kenya this decision was initiated and bank accounts were opened for each child with Bank of Africa. As each child develops and grows into an adult, there will be opportunities for them to earn as this is a normal part of life in the region. The child will also be encouraged to develop valuable skills in finance management. When the opportunity presents itself for a Sunbeam Child to move on with their life as an adult, they will have a financial foundation on which to build.